Terms of Use

Website Terms of Use & Disclaimer

Last Updated: October 2026

Acceptance of Terms

By accessing and browsing the website of Vesta-Helios & Associates Pte Ltd (vestahelios.com.sg), you agree to be bound by these Terms of Use. If you do not agree, please discontinue access immediately.

Informational Purpose (No Legal Advice)

All contents, case outlines, regulatory commentaries, and statutory summaries (including explanations of the Work Injury Compensation Act) provided on this site are for general corporate informational purposes only. They do not constitute formal legal advice, statutory rulings, or binding insurance claim determinations. Users requiring legal counsel or formal claim disputes should consult qualified advocates or the Ministry of Manpower (MOM).

Intellectual Property Rights

Unless otherwise indicated, all website layouts, corporate emblems, logos (including the Vesta-Helios flame and sunburst marks), branding guidelines, and written copy are the proprietary intellectual property of Vesta-Helios & Associates Pte Ltd or its licensors. Unauthorised reproduction, re-transmission, or commercial republication is strictly prohibited.

Formal Engagement & Professional Retainers

Submitting a contact form, document, or case summary through this website does not automatically constitute a formal loss adjusting retainer or professional client-adjuster relationship. A binding engagement is established only upon formal written instruction, conflict check clearance, and mutual agreement between VHA and the appointing party.

Limitation of Liability

While we strive for accurate and timely information, VHA makes no warranties regarding completeness or real-time statutory updates. To the maximum extent permitted under Singapore law, VHA shall not be liable for any direct, indirect, or consequential loss arising from the use of, or inability to use, this website.

Governing Law & Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of the Republic of Singapore. Any disputes arising in connection with this website shall be subject to the exclusive jurisdiction of the courts of Singapore.